Available now on iOS & Android
Track shared costs, see exactly who owes whom, and settle up effortlessly - no awkward math, no spreadsheets.
Why SplitOwl
Built for roommates, trips, dinners, and everything in between.
Split equally, by exact amounts, or custom shares. SplitOwl does the math so you don't have to.
Create groups for trips, flatmates, or events and add friends in seconds - even before they join.
Always-up-to-date balances show exactly what you owe and what you're owed, at a glance.
Record payments in both directions and clear balances cleanly, so everyone stays square.
Add an expense and everyone in the group sees it instantly. No refreshing, no guessing.
Encrypted connections, hashed passwords, and your data is never sold. Your money, your business.
How it works
Start a group for your trip, flat, or night out and add the people involved.
Log who paid and how it's split. SplitOwl keeps a running tab for everyone.
See who owes whom and mark payments as done. Everyone stays friends.
SplitOwl is live on iOS and Android. Download it free and settle up with friends in seconds.
SplitOwl